Car accidents can cause serious injuries. When you are the victim of an accident, the situation can be frightening and upsetting. While the negligent driver is responsible for the accident, you may not be immediately concerned about the technical aspects of the crash. Certainly, the most important thing to do is to get medical care for your injuries. There are several tips that you can use to ensure that you get the compensation you are entitled to for your damages.
File a Police Report
A police report is one of the most critical pieces of evidence in your claim. It shows the date, time, and location of the crash, along with other information. The police will investigate the accident, take driver statements, record driver and vehicle information, and talk to witnesses. Per Texas Law, an accident report must be made whenever there are any injuries and/or when the damages exceed $1,000.
Obtain Driver Information
Make sure that you write down the make, model, and license plate information of the other vehicle. Request to view the driver’s operating license and insurance. The easiest way to collect this data is by taking a photo of the documents with your phone.
Another thing you should do at the time of the crash is to take photos of the accident when it is safe to do so. It is particularly important to take photos of the damage to the other vehicle since you will probably never see it again. The photographs of the damage could prove how the accident happened; in case a dispute occurs later. This is true even when it seems liability is clear like a rear-end accident.
Gather Medical Records
You are going to be inundated with medical reports and bills. Make a file to keep all of your medical documents together. You will need to show every evaluation, test, diagnosis, and treatment that you went through as part of your medical care following the accident.
Do Not Use Social Media
Be aware that the insurance company may review your social media accounts as part of their investigation. You should avoid posting anything about the incident because what you say could become part of your case. Also, do not post photos of vacations or things you are doing if you are off of work because of a severe injury.
Be Careful Making Statements
After an accident, the other driver’s insurance company will contact you to get a statement. They will ask you how the accident occurred and may also inquire about your injuries. Before you make a statement, consult with your attorney. Remember that insurance company statements will be recorded and what you say could be used later to try to show that you had some portion of the blame for the accident.
Do Not Accept an Immediate Settlement Offer
Insurance companies know that you are likely suffering financial hardship during this time and are more apt to accept a settlement. Keep in mind that you do not have to accept a settlement offer. In fact, the first offer is generally low and might not even cover your medical costs. If you cash the check, or agree to a settlement you will waive your right to take legal action in the future.
Get Legal Assistance
Call an experienced Houston accident attorney. Your lawyer will handle the many legal issues that arise from your claim and will protect your rights. You can rest easy and focus on your recovery while your attorney takes care of the details of your case. If you were hurt in an accident, do not delay. The law limits the time to file a case.
Call Baumgartner Law Firm today for a free initial case consultation.