Uber Accident Attorneys in Houston
With the advent of the smartphone, rideshare apps such as Uber have eliminated the need for making a phone call for a taxi, to a simple tap-on-your-app to obtain a ride within minutes at a reduced cost of a taxi. The Uber app is simple to use and is an easy way to obtain a low-cost ride across town. Uber has many different vehicles available for instant transportation, with a simple tap of the smartphone.
Undoubtedly, Uber and other rideshare services have reduced the number of DWI accidents in the city of Houston by simply making available low cost and instant transportation for those who may have been drinking.
Uber classifies its vehicles as UberX, Uber XL, UberSELECT, UberBLACK, UberSUV, and even UberLUX. Regardless of the class of vehicle you choose, if you were involved and seriously injured in an accident as a passenger in an Uber vehicle or in an accident caused by an Uber driver, you may need the help of an Uber car accident lawyer.
Personal Injury Claims Against Uber Drivers:
One of the complexities of an Uber accident is the insurance coverage available for personal injury damages. There is a legal question on which insurance policy applies to the Uber driver. Uber considers its drivers as “contracted partners.” There has been some ongoing litigation in other states regarding the employment status of the drivers. Accordingly, Uber’s position after an accident caused by their driver is that Uber is not liable for the accident.
Insurance Issues in Uber Cases:
Nevertheless, Uber requires its drivers to obtain a commercial policy that may or may not apply in an accident caused by the Uber driver’s negligence. In short, the accident caused by the Uber driver may be covered by one of three different policies: the driver’s personal auto policy, an Uber commercial policy, and even the passenger’s own auto insurance policy if the passenger had underinsured or uninsured motorist coverage at the time of the wreck.
Whichever liability insurance policy kicks in to cover an accident caused by an Uber driver depends on the driver’s status at the time of the wreck. In practice, if the wreck occurs when the rideshare app is off, the personal auto policy of the driver should apply. If the wreck happens when the app is on, the driver’s personal auto policy may apply as primary and his commercial policy may apply as secondary insurance. Finally, if the accident happens during a ride, the commercial Uber policy should apply for the crash.
Filing a personal injury claim stemming from an Uber wreck can be tricky in that some auto policies may provide more coverage for personal injuries than others. Fortunately, at the Baumgartner Law Firm, we know the insurance coverage issues that are involved with ridesharing crashes and have an incredible track record of success in helping our clients obtain maximum compensation.
If you are injured in a rideshare accident with an Uber driver, you have a right to pursue legal damages for your injuries. As set forth above, many different automobile insurance policies may apply.
Damages for Uber Wrecks in Houston, Texas:
Legal damages in Texas can include the following:
- Medical expenses
- Lost earnings
- Disability and disfigurement
- Pain and suffering
- Mental anguish
Houston Uber Car Wreck Lawyers at the Baumgartner Law Firm Can Help!
Uber and other rideshare users expect to be delivered safely to their destinations without incident. When a rideshare driver is negligent and causes a crash, you have the right to file a claim with the driver and/or insurance company accountable for the wreck.