Driving is usually the most convenient way to get around. Whether you are driving to work or school or taking a road trip, your vehicle is one of the most reliable ways to get where you are going. Unfortunately, vehicle accidents happen occasionally. Luckily, most are minor. Sometimes, however, a crash is severe and causes severe injuries to drivers and passengers.
We all know some things to do after an accident, like call the police and get contact information from the other driver. If you were hurt in an accident, the negligent driver should pay for your medical bills and other damages. There are things you should not do when you want to make sure that you get the compensation you deserve for your injuries.
Do Not Trust the Other Driver to Pay for Damages
Often the driver responsible for the crash wants to avoid police contact and may fear getting a ticket or worried that insurance premiums will go up. The driver may tell you he or she will pay for your damages without getting the insurance company involved. All too often, this arrangement does not work out, and you may end up with little proof of the crash and low compensation for your injuries. Always call the police and file a police report at the time of the incident.
Do Not Wait to Go to the Doctor
Accidents can be traumatic, and you may not know you have a serious injury right away. You may hope that your injuries are minor and that you will feel better later. Unfortunately, most injuries worsen after an accident rather than improving. Always err on the side of caution and visit the emergency room or your physician immediately. It is also critical to visit the doctor quickly following a crash to prove that your injuries were caused by accident.
Do Not Apologize
Your first instinct may be to get out of the car and immediately say you are sorry. While you may be sorry that the incident happened, the other driver’s insurance company may take this small utterance as proof of guilt. They may think that you said you were sorry because you felt you caused the accident. You can check on the well-being of the other people without saying you are sorry. That little apology could cost you thousands of dollars in money you need to recover from your injuries.
Do Not Talk to the Insurance Company
The insurance company assigns an adjuster to talk to drivers and obtain statements. Remember that the insurance company tries to pay out a little. They may try to minimize the severity of your injuries, place blame on you for the accident, or deny the claim altogether. They will record your answers, and they may use anything you say against you to reduce your settlement. It is best to get guidance from an experienced Houston accident attorney before you make a statement.
Do Not Accept a Lowball Settlement
Following an accident, the insurance company may be quick to offer you a settlement. They know that you may need money to pay for bills and they might take advantage of your situation. They often provide you with an offer too low. You need not accept the check, and if you cash it, or if you agree to the settlement you will waive your rights to future legal action. Instead, contact a Houston auto accident attorney to make sure that you will obtain a fair settlement that adequately covers the expenses from the accident.
If you or someone you love was hurt in an accident, we could help. Contact our legal team at Baumgartner Law Firm for a free, no-obligation initial consultation. Call (281) 587-1111. Never a charge for an initial injury case consultation!