Can I Handle a Truck Accident Claim on My Own?
Written by Greg on June 8, 2019
Getting into an accident can be a terrible experience, and when the accident is not your fault, the other driver may owe you compensation for your injuries and resulting damages. If you were hurt in a truck accident, you have likely suffered serious and possibly life-threatening injuries.
Many people wonder whether they can handle filing a truck accident claim on their own or whether they should get legal help. Generally, it is in your best interest to seek guidance from an attorney for semi truck wrecks.
What to do After a Truck Accident
Truck accidents are unlike other accidents because they are often more serious. Contact the police immediately. The police will investigate the crash and take statements from drivers and witnesses. You should take photos of the damage, particularly before you move the vehicles. However, only attempt photos if it is safe to do so. Otherwise, do not exit your vehicle until the police arrive. Get medical care at the scene or very soon after the accident. Make sure that you keep all your medical records and information about your treatment.
Talking to the Insurance Company
Following a serious crash, the negligent driver’s insurance company may contact you to obtain a statement. Keep in mind that all communications with the insurance company will probably be recorded. What you say could be used to prove that you were partly responsible for the accident or that you were not badly hurt. It is highly recommended that you consult with an attorney before you talk to any insurance company representative. Insurance claims are often extremely complex and this is particularly true in truck accident cases. The insurance company will often try to downplay your injuries and exaggerate your own responsibility for the accident.
The General Rule
Can you handle your own truck wreck injury case- yes, with cautions. The general rule is if you are hurt badly, and require extensive medical treatment, you will need an attorney. If you have a mild injury, such as whiplash, you might be successful in doing your own claim. However, if the injury turns out to be more severe than you thought, by not hiring an attorney early, you can do harm to the value of your claim.
Insurance companies are sophisticated in dealing with injury claims. It is a zero-sum game for them. If the adjuster can convince you that you do not need an attorney, the insurance company will be able to settle the case for much less than they would otherwise have to pay.
Here is an article on handling your own injury claim.
Semi Truck Crash Investigation
Many times, accidents involving big rigs are complicated. You can be sure that the trucking company has a team of investigators and attorneys who are already working on the case. It is in your best interest to obtain your own team of professionals to assist you in pursuing the compensation you deserve.
A skilled truck accident attorney will immediately take control of the case and start the investigation process. It is extremely important to gather critical data about the crash before it is no longer available. For instance, you need to find whether the truck driver has a valid license, whether he or she was driving the regulated number of hours and whether the truck was properly inspected, among other things.
Sometimes you need a reconstruction expert to determine how the accident happened and to find the contributing factors. These issues can be important when you seek to recover damages.
Truck accident injuries are often severe and medical treatment and recovery can be extremely expensive. You need to make sure that you get the compensation you deserve for your injuries.
Do Not Delay in Getting an Opinion From a Lawyer
Do not hesitate to contact an attorney because the law limits the time you have to file a claim. Your attorney will take his or her payment from the proceeds of your winning case. Most importantly, your lawyer will take care of the entire case and relieve your stress so you can concentrate on your recovery.
If you were hurt in a truck accident, contact the lawyers for truck wrecks at Baumgartner Law Firm for a free case consultation today.