Do you remember when the modern technology in your car was a tape deck? Do you remember listening to both sides of the cassette tape on the Texas highways until you reached your destination? Today, things have certainly changed. Your car can play your favorite tunes from your Apple Music or Spotify account, not with the push of a button, but with the sound of your voice.
Some vehicles have the ability to play music or open the doors with the wave of your hand, and some cars will steer on their own. On the other hand, few cars come with standard dash cams, but one would think this feature would be more extensive. Dash cams are not new forms of technology; law enforcement officials have been using dash cams for an extended period of time.
A dashcam is aimed at the windshield of a vehicle and is used to record everything that takes place on the road while you are driving. You may have seen dashcam videos posted online, especially in countries where accidents and insurance fraud are common occurrences. One of the main reasons for using dash cams is to record everything that happens in the event of a car accident. However, can dash cams actually help your car accident claim?
Can A DashCam Help?
If a car accident claim turns into a major dispute, dashcam footage can become a valuable piece of evidence that could strengthen your claim. During a car accident, a dash cam can capture key footage that can do a better job of telling your version of the story. Dashcams can be an essential tool because it can sometimes be a challenge to explain exactly what happened before, during, and after the accident.
Also, it is not uncommon for other drivers to give an inaccurate account of the accident. A dashcam can record various occurrences such as the following:
- The other driver cutting you off in traffic
- Another driver failed to stop at a red light
- A driver failing to yield the right-of-way at an intersection
- Drunk diver hitting you
When an accident takes place, it could be easier for you to prove that the accident was not your fault. The dash camera can also be used to prove how the other driver violated one or more laws. In accidents where there are no witnesses to verify your story, dash cams can make it easier to prove what happened.
If you are the victim of a hit-and-run accident, the footage obtained from the dash camera can prove that you were involved in an accident that was caused by another driver. Knowing what to do after getting hit by a drunk driver, can help your case.
Producing Key Footage
Auto insurance companies are not exactly quick to accept new and improved technology that can have a positive impact on their customers. Insurers need proof that a specific device will reduce collisions for the drivers they insure, or that the technology will enhance their insurance company. Although auto insurance companies in the United States do not offer discounts to customers who install a dashcam, there are numerous benefits of having a dashcam installed.
The benefits that a video recording can provide will ensure that your insurance premium will not rise unfairly due to not having the proper evidence to present to your insurance provider after an accident.
Preventing Your Rates From Increasing
After an accident, law enforcement officials can speak to three different people and receive three different stories. However, dashcam footage can be used to demonstrate you were not at fault for the accident. The dashcam footage can be used to help prevent your auto insurance provider from increasing your rates. Using video as a form of evidence in your insurance claim will depend on the auto insurance provider. It is important to know not every auto insurance provider will accept footage from a dashcam.
Some auto insurance providers will accept liability from the video if it has been made 100 percent clear that the other driver was at fault. Our experienced truck accident lawyers have used video from onboard cameras and nearby security cameras extensively to win record compensation!
Accelerating Your Claim
When you are trying to support your car insurance claim, video evidence can be very convincing and impactful to prove negligence. If your auto insurance provider accepts your dashcam footage, the auto insurance provider will not have to spend a significant amount of time looking through statements from witnesses or reviewing photos of the accident. Footage from the dashcam can also reduce the need for you to have multiple conversations with your auto insurance provider about the accident.
Video footage can serve as a full representation of the events leading up to the accident and the events during the accident. The footage obtained from the dashcam can help accelerate your claim and prove negligence.
Unfortunately, insurance fraud is a common occurrence. Individuals will knowingly engage in illegal and deceitful actions and present those actions as part of a legitimate accident. If deceitful actions are disguised as a legitimate accident, your dashcam footage can be turned over to your insurance company to prove the other party has not been honest about the events of the accident.
There are no laws in Texas that specifically mention dash cams. Drivers can lawfully use a dashcam in the state of Texas, but with some restrictions. It is important to have a clear understanding of the state laws regarding dash cam rules and regulations. While the use of dashcams is still relatively new, we anticipate more drivers will use dashcams in the future.
The review and use of video footage will depend on the adjuster who is responsible for the claim. Adjusters will often take a statement from everyone involved and tend to go with their insured’s version of events. A dash cam recording can help set the record straight. The auto insurance provider could decide to consider the footage if he/she believes the footage will help. However, there is no requirement to use the footage. An experienced personal injury lawyer will know how to properly evaluate dashcam footage.
When it comes to finding success with your claim, very little can replace the experience and skills of personal injury lawyers. At Baumgartner Law Firm, our lawyers will work closely with you to strengthen your car accident claim and help ensure you receive the compensation you deserve. If you have been injured in a car accident and have dashcam footage, the video could be used as evidence during negotiations with insurance companies.
Call (281) 587-1111 today or complete our online form to schedule a free consultation.