When you get into an accident, you have so much to consider. Your first thought is to ensure you, and anyone in the car is okay. Then, you talk to the other party and exchange information. Once that’s taken care of, your next step is to contact your insurance provider.
If your insurance provider is Liberty Mutual, this guide will help you know how to proceed. How to Make a Car Accident Claim with Liberty Mutual Insurance, in some states, you can forego filing with an insurance company if neither party has severe injuries and neither party has visible damage to their vehicles. However, generally, this isn’t a good idea since problems could arise in the future with your automobile or yourself. The same applies to the other party. Therefore, you should inform Liberty Mutual of an accident, even if you’re not filing a claim.
Ways to Contact Liberty Mutual
You have three options when filing a claim with this provider. One, you may call them and speak with an agent directly. The other methods include filing online or using the provider’s app.
Typically, for some insurance claims, there isn’t a window when you must file a claim before they no longer cover the accident. They state you should file a claim as soon as possible or promptly. However, certain claims require you to file within 90 days of the accident.
Phone Number for Claims Support
Remember that you also need to consider your state’s laws regarding filing for an accident. Via Phone call, the claims support line at 1-800-225-2467. You’ll be prompted about your options; one option is to file a claim. You’ll need to connect with your social security number and follow any other prompts.
Use the App
Once connected with the agent, you’ll be asked a series of questions. Answer them as honestly and accurately as possible. Remember that you can inform them of an accident now, even if you’re not planning to file a claim. The app is another option you have is to use the app on your phone. If you don’t already have the app on your phone, you’ll need first to download it. You can find it on your phone supplier’s app store.
If you don’t already have one, you’ll need to set up a username and password for your account. For customers who already have an account, you’ll merely login in and find where it says to file a claim. You then must fill out the information asked of you. This includes the date of an accident to the nearest date you can remember if you’re unsure. You’ll also need to include the basic details of what happened during the accident and any vehicle injuries or damage.
Besides being able to fill out all the necessary information about the accident, you may also upload any pictures you have of the damage from the accident to the app.
Online Liberty Mutual states that the easiest method to file a claim is online. You can log in with your username and password. If you don’t have one yet, you may create one. You’ll then need to login into your account with your username and password. After you’re on your account, you’ll need to click on the link to file a claim.
Another way you can file online is by clicking on the drop-down menu on the right-hand side of your screen. You’ll then have four options to choose from; one is “How to manage your claim.” If you click on this option, it’ll take you to a screen where you have the option to either “Manage your claim” or “File a claim.”
You may still use this option even if you don’t have an online account. You can file as a guest.
Questions About the Accident
You’ll need to fill out a questionnaire about the accident. This will include information such as the date of the accident and the specifics of what happened. You’ll need to make a note of the injuries and damage as well. In addition to that information, you can also upload images of the damage from the accident to your online account.
Typically, it takes less than 10 minutes to file a claim. And you may contact a representative if you have any questions throughout the process. What You Need to Know About Injury Claims Injury claims have a limited about of time for you to file. Therefore, make sure you contact the insurance company as soon as possible, even on the day of the accident.
You may file an injury claim online on the phone or through the app. Once you file the injury claim, wait about 48 hours to receive a response back. Upon receiving a response, you can know how to proceed and what further information you’ll need to send Liberty Mutual.
Your Claim may be Denied.
The company may deny your claim. At this point, you can file an appeal. It helps to have an attorney to fight on your side, though. Contact a Leading Car Wreck Lawyer in Houston. Contact our car wreck lawyer today if you were in an accident and the insurance denied your claim or felt you didn’t receive the results you deserve.
Contact an Experienced Auto Accident Attorney
Our highly educated and experienced auto accident attorney will guide you through filing a claim if you haven’t done so already. And if you were already denied, our attorney will explain your options and fight for you in court if it should ever reach that point. However, our lawyer strives to keep the case out of court and settle before it escalates to that level. If your case settles, we give an accounting after an injury settlement.
Having an accident can be frustrating, especially considering the amount of stress and hassle an insurance company can put you through. Fortunately, at Baumgartner Law Firm, we’re here to help accident victims in Houston, TX, get the compensation they deserve and ease some of that frustration.
Contact our personal injury law firm in Houston, TX, today by calling (281) 587-1111.