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(281) 587-1111
(281) 587-1111
August 1, 2025 by Greg Baumgartner
When you’ve been injured in an accident and a company like Gallagher Bassett is involved, it’s vital to understand exactly who they are—and who they work for. Gallagher Bassett- What Injured Victims Must Know is crucial, as many victims mistakenly assume Gallagher Bassett is an insurance company. They are not. Gallagher Bassett is a third-party claims administrator (TPA), hired by insurers or self-insured companies to handle and manage claims—often to reduce payouts.
Gallagher Bassett Services, Inc. is a major global third-party claims administrator. They are not an insurance carrier. Instead, they manage claims on behalf of large corporations, municipalities, and insurance companies. Their clients include:
Their primary function is to process and manage claims—typically to control costs and minimize losses for their clients.
Gallagher Bassett’s allegiance lies with the entity paying them: the insurance company or self-insured defendant. They may present themselves as helpful, but their job is to protect their client’s financial interests, not yours. That means:
Never assume that their adjusters are acting in your best interest. Always consult an attorney before speaking with them or signing anything.
You may encounter Gallagher Bassett if you were injured in incidents involving:
These organizations may outsource claim handling to Gallagher Bassett to manage claims efficiently and cost-effectively—often at the expense of fair compensation to the injured.
Here’s how their claims process typically unfolds:
An adjuster will reach out soon after the incident. They may request a recorded statement and ask for access to your medical records. Be careful—anything you say can be used to diminish your claim.
Gallagher Bassett conducts its investigation. That may include:
After assessing your injuries and damages, they often offer a lowball settlement—especially if they think you don’t have legal representation.
Victims who handle Gallagher Bassett claims alone often face:
Without legal representation, many victims end up settling for pennies on the dollar
A skilled personal injury attorney can:
Attorneys who regularly deal with Gallagher Bassett understand their tactics—and how to overcome them.
Gallagher Bassett is a cost-containment tool for insurers and large corporations—not an advocate for injured people. Their job is to reduce payouts and protect their clients’ bottom lines. If you’ve been injured and Gallagher Bassett is involved, don’t go it alone. Talk to an experienced injury lawyer who knows how to deal with TPAs and can protect your legal rights and financial future.
Contact the Houston personal injury law firm of Baumgartner Law Firm at (281) 587-1111.
6711 Cypress Creek Pkwy, Houston, TX, 77069
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Since establishing Baumgartner Law Firm in 1985, Greg Baumgartner has built a reputation as one of Houston’s leading personal injury attorneys, dedicated to representing severely injured victims and families who have lost loved ones due to negligence.
Greg holds two law degrees, a distinction earned by less than 1% of all attorneys, demonstrating his exceptional legal expertise. He is also a prestigious Trial Lawyers College graduate, further enhancing his skills in trial advocacy and litigation.
His relentless commitment to legal excellence and client advocacy has earned him recognition from prestigious organizations, including Super Lawyers, the Top 100 Trial Lawyers, and many others.
With decades of experience, Greg has consistently received top peer reviews. He holds a preeminent rating, a testament to his unwavering dedication to securing justice and maximum compensation for his clients.
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