





Legally reviewed by Greg Baumgartner | Updated April 16, 2026.
If you were hurt in an Uber accident in Houston, you may be able to recover money for your injuries.
Uber accident claims can be more complicated than regular car accident cases. The insurance coverage may change based on what the Uber driver was doing in the app when the crash happened.
At Baumgartner Law Firm, we help injured passengers, drivers, pedestrians, and families after serious Uber crashes. Greg Baumgartner has represented injured Texans for more than 40 years. When you hire our firm, you work directly with an experienced lawyer.
We investigate the crash, identify who was at fault, determine what insurance applies, and work to recover full compensation for our clients. Your consultation is free, and you pay no fee unless we win.
Call our Houston Uber accident attorney for your FREE CASE CONSULTATION at (281) 587-1111
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More than one person may be responsible for an Uber accident.
The Uber driver may be at fault if the driver was speeding, distracted, failed to yield, ran a red light, changed lanes without care, or made another driving mistake.
Another driver may be responsible if that driver caused the crash.
In some cases, more than one driver shares fault. When that happens, more than one insurance policy may be involved.
If the driver who caused the crash had no insurance or not enough insurance, other coverage may apply, including uninsured or underinsured motorist coverage in some cases.
To prove fault, it often takes more than a police report. A strong claim may depend on witness statements, crash scene evidence, app records, vehicle damage, medical records, and sometimes expert review.
Greg Baumgartner has handled serious injury cases for more than 40 years. Uber accident claims often involve disputed fault, multiple insurance policies, and serious injuries. These are the kinds of cases our firm is built to handle.
When you call our office, you speak directly with Greg Baumgartner. You are not handed off to a case manager.
We help clients protect evidence, resolve coverage issues, deal with insurance companies, and pursue the full value of their claims.
Our firm handles Uber accident cases on a contingency fee. That means there is no upfront attorney fee, and you owe none unless we recover money for you.
Uber accident cases are often harder than regular car accident claims because insurance coverage can change based on the driver’s app status.
If the driver had the app on but had not accepted a ride yet, limited liability coverage may apply.
If the driver had accepted a ride and was on the way to pick up a passenger, higher coverage may apply.
If the passenger was already in the Uber, up to $1 million in liability coverage may apply, and other coverage may also be available in some cases.
These cases can become complicated fast because Uber, the driver’s insurer, and another driver’s insurer may each try to shift blame or deny coverage.
If you’ve been injured in an Uber accident in Houston, call us at (281) 587-1111 for a free consultation. We’ll cut through the confusion and fight to get you every dollar you deserve. No fees unless we win.
Contact the Undefeated Uber Accident Attorney in Houston with Decades of Expertise and a Proven Track Record.
The compensation available after an Uber accident depends on the severity of your injuries, the medical treatment you need, how the crash affects your ability to work, and whether your condition will cause lasting problems. In a serious case, damages may include both current losses and the future impact of the injuries.
A Houston Uber accident claim may include compensation for:
Medical expenses
You may be able to recover the cost of emergency care, hospital bills, surgery, doctor visits, diagnostic testing, medication, physical therapy, rehabilitation, and other reasonable medical treatment related to the crash. In serious injury cases, future medical expenses may also be part of the claim.
Lost income
If your injuries forced you to miss work, you may seek compensation for lost wages. When an injury affects your ability to return to your job or limits the kind of work you can do in the future, a claim may also include loss of earning capacity.
Pain and suffering
Not all losses are shown by a bill or receipt. Texas law may allow recovery for physical pain, mental anguish, emotional distress, and the day-to-day effects the injuries have on your life.
Physical impairment or disfigurement
Some injuries affect how a person moves, functions, or lives long after the crash. Compensation may be available for lasting physical limitations, scarring, burns, or other permanent changes caused by the collision.
Property damage
If you were driving your own vehicle and it was damaged in the crash, property damage may also be part of the claim.
Wrongful death damages
If an Uber accident caused a fatal injury, surviving family members may have the right to pursue a Houston wrongful death claim. These cases differ from injury claims and should be carefully evaluated by an experienced attorney.
There is no true “average” Uber accident settlement that applies to every case. The value of a claim depends on facts such as:
Insurance companies frequently try to reduce settlements by arguing that your injuries were minor, the treatment was excessive, or you are partly at fault. That is one reason early investigation and careful documentation matter.
Our role is to build a claim supported by evidence, identify all available insurance coverage, and pursue compensation that reflects the real losses caused by the crash.
Do not admit fault at the scene.
Do not give a recorded statement too soon.
Do not accept a quick settlement before you understand your injuries and the available coverage.
Do not delay medical treatment.
Do not assume the claim is simple just because the crash looked minor. Uber accident cases often involve legal and insurance issues that are easy to miss early on.
“Helping seriously injured clients rebuild their lives and regain hope is the most rewarding work I’ve ever done.” Greg Baumgartner
Get medical care right away. Some injuries do not show up immediately, and medical records help connect your injuries to the crash.
Report the crash to the police when appropriate to ensure a record of what happened.
If you were the passenger, report the accident through the Uber app.
Gather evidence if you can do it safely. Take photos, save screenshots of the trip, and get names and contact information for drivers and witnesses.
Follow your doctor’s instructions and keep up with treatment.
Talk to a Houston Uber accident lawyer before giving detailed statements or accepting a settlement.
If you were injured in an Uber accident in Houston, you likely have questions about who pays, what insurance applies, how long you have to act, and what your case may be worth. Here are answers to some of the questions we hear most often from passengers, drivers, pedestrians, and families after rideshare crashes.
In most cases, Texas gives injured people two years to file a personal injury lawsuit after an Uber accident.
It is important not to wait until the deadline is close. Uber accident claims often involve app-based records, trip details, witness statements, and insurance questions that should be investigated early. Acting quickly can make it easier to preserve evidence and protect your claim.
Most Houston Uber accident lawyers handle these cases on a contingency fee basis, which means there is no upfront attorney’s fee.
Instead of paying out of pocket at the start of the case, the lawyer is paid only if there is a recovery through settlement or verdict. This allows injured people to get legal help without paying fees in advance.
Uber's insurance policies in Texas operates in three distinct phases. When the driver is offline (app is off), only the driver's personal auto insurance applies. When the driver is online and waiting for a ride request, Uber provides contingent liability coverage of up to $50,000 per person and $100,000 per accident, plus $25,000 in property damage. When the driver has accepted a ride or has a passenger in the vehicle, Uber provides $1 million in liability coverage. However, navigating these policies can be extremely complex, and insurance companies often dispute which policy applies or try to minimize payouts. That's why having an experienced Houston Uber accident lawyer is critical to ensuring you receive fair compensation from the appropriate insurance carrier.
Usually, an Uber accident claim is made against the at-fault driver and the available insurance policies, not Uber directly.
That is because Uber drivers are generally treated as independent contractors rather than employees. Even so, Uber’s insurance coverage may still play a major role in the case if the driver was logged into the app, had accepted a ride, or was carrying a passenger when the crash occurred.
Whether Uber itself can be sued depends on the specific facts, but most injury claims focus first on liability, app status, and insurance coverage.
Many Uber accident cases settle out of court, but whether a case settles depends on liability, injuries, insurance coverage, and the strength of the evidence.
Some claims resolve through settlement negotiations, while others require a lawsuit or trial preparation before serious offers are made. The most important issue is not simply whether the case settles, but whether the settlement fully reflects the injured person’s losses.
The value of a Houston Uber accident case depends on your injuries, medical expenses, lost income, pain and suffering, and the insurance coverage available.
There is no fixed average settlement for an Uber accident because every case is different. A claim involving minor injuries and short-term treatment will usually be worth less than a case involving surgery, permanent injury, disability, or long-term medical care. Fault also matters. If liability is disputed or more than one driver was involved, that can affect the value of the claim.
In many Uber accident cases, the most important factors are the seriousness of the injuries, the total medical treatment, whether future care is needed, whether the victim missed work, and which insurance policies apply.
Yes. An injured Uber passenger can usually seek compensation after a crash.
In many cases, the passenger may have a claim against the Uber driver, another at-fault driver, or more than one insurance policy. Because passengers usually are not the ones who caused the collision, the main legal questions are who was at fault, what insurance applies, and how serious the injuries are.
An injured passenger may be able to recover compensation for medical bills, lost wages, pain and suffering, impairment, and other accident-related losses.
If you were hurt in an Uber accident in Houston, legal help may make a difference. These claims can involve several insurance policies, disputed fault, and app-based evidence that should be preserved early.
Baumgartner Law Firm offers free consultations, and there is no fee unless we win.
Don’t Uber’s corporate legal team dictate the value of your injury. Trust a Houston-based firm with a Houston personal injury lawyer who is Preeminent AV Rated and has a track record of multi-million dollar results.
6711 Cypress Creek Pkwy, Houston, TX 77069
Phone: (281) 587-1111
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