Houston has hundreds of car accidents daily, leading the nation in fatal truck accidents. Filing a police report after a car accident in Houston is a vital part of making a claim after an accident. Do you need a police report to file a claim in Houston? Not necessarily. But having the police report can make an insurance claim easier to collect. Here’s how to make a car accident claim without a Houston crash report.
A police report contains Various information about the parties, the scene, the location, and many other items. Typically, the following may be included in a Houston police report:
One of the best reasons for waiting for the police to arrive after a significant car accident is that the officer’s investigation can be helpful for an insurance claim. All too often, when a police officer does not investigate, the stories seem to change once the negligent driver talks to their insurance company.
While you can still make an insurance claim without a police report, it is much harder unless you have witnesses who will verify what happened at the scene. Much of a Houston police report is admissible in court.
Getting a Houston police report can be done online. You could also pick up a copy of a crash report from the records division of the Houston Police Department. It usually takes about a week before your crash report will be ready. It is advisable to call first before traveling to pick up your report.
You must provide essential information to obtain the report. This will include at least the following information:
It costs $6 for a crash report, and we suggest you get a certified copy if you anticipate making an injury claim.
A crash report can make filing a personal injury claim easier with an insurance company. Many adjusters will want a crash report to verify facts regarding the crash. However, if the person at fault admits their mistake to their insurance company, you can still make a claim without a crash report.
It is not an element of making a claim. If you can show who caused the car accident using other methods, you may still settle the case. You can use tools like dashcams or unbiased witnesses. This way, you might avoid filing a lawsuit. Settle the case without filing a lawsuit.
Not having a crash report makes it more difficult to prove your claim. It may make it harder for you to find an attorney as well. Personal injury attorneys take car accident cases on a contingency fee basis in Houston.
If the case boils down to a swearing match between the two drivers as to who was at fault, it may be difficult to find an attorney willing to risk their time and money on a 50/50 proposition.
Most car accidents that involve significant injury will have a crash report. Sometimes, a crash report is not filed on a significant accident due to the extreme workload of investigating officers. If you have a crash report substantiating your side of the story, it goes a long way to resolving the case short of trial.
Contact us at our Houston office of Baumgartner Law Firm by calling (281) 587-1111 or filling out the contact form.
6711 Cypress Creek Pkwy, Houston, TX, 77069
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