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January 16, 2024 by Greg Baumgartner
If you’ve been injured in an auto accident and are dealing with Geico for your injury claim, you may feel overwhelmed and unsure what to do next. Geico is one of the largest insurance companies in the United States, handling thousands of injury claims annually. However, navigating the claims process with Geico can be challenging, especially if you are unfamiliar with the process. Auto accident attorney Greg Baumgartner will provide these tips for dealing with Geico on an injury claim in Houston so you can get the compensation you deserve.
Get a FREE Case EvaluationBefore we get into tips for dealing with Geico, it’s essential to understand how to make a claim with Geico after a car accident. Geico’s claims process typically involves the following steps:
Now that you understand Geico’s claims process, here are some tips for dealing with them on an injury claim in Houston:
It’s crucial to report the accident to Geico as soon as possible. The longer you wait, the more challenging it may be to prove your claim. Additionally, Geico may try to argue that your injuries were not a result of the accident if you wait too long to report it.
When dealing with Geico, it’s essential to document everything related to your injury claim. This includes medical records, police reports, photos of the accident scene, and other evidence supporting your claim. This documentation will be crucial in proving the extent of your injuries and the damages you have suffered.
When communicating with Geico, it’s crucial to be honest and accurate. Any discrepancies or false information could harm your claim and make it more challenging to receive the compensation you deserve. Stick to the facts and avoid exaggerating or downplaying your injuries.
When dealing with Geico on an injury claim, it’s important to be prepared for them to challenge your medical treatment. Geico may try to argue that your injuries were not caused by the accident or that the treatment you received was unnecessary. To counter these challenges, it’s crucial to have thorough documentation of your injuries and medical treatment. Keep all medical records, bills, and receipts related to your treatment. You may want to ask your doctor to do a medical narrative explaining your injuries and giving their opinion on what caused the injury.
Additionally, consulting with a personal injury attorney can be helpful, as they can provide guidance and support in responding to Geico’s challenges. Remember to communicate honestly and accurately with the attorney you consult.
Blame shifting is a common tactic employed by insurance companies. The tactic is used to get you to agree with a percentage of fault, which, under the Texas comparative fault statute, reduces the amount Geico must pay. Counter the blame-shifting strategy by steadfastly denying any responsibility for causing the crash. Often, asking the adjuster for the basis of their claim highlights the weakness of the arguments.
Geico’s initial offer may not be enough to cover all of your damages. It’s essential to carefully review the offer and consider negotiating a higher settlement amount. If you are unsure how to negotiate with Geico, consider seeking the help of a personal injury attorney.
One factor that can help you obtain the maximum compensation for your injuries is understanding the value of your case. It isn’t easy to get full compensation if you don’t know a reasonable settlement range for the type of case and facts you have. Contact a car accident attorney near you to consult about the value of your case.
Read More: Dealing with the Insurance Company After an Auto Accident
Dealing with Geico on an injury claim can be overwhelming, especially if you are still recovering. Consider hiring a personal injury attorney to handle your claim on your behalf. An experienced attorney will know the value of your case and have the knowledge and resources to negotiate with Geico and fight for your deserved compensation.
If you cannot reach a fair settlement with Geico, you may need to file a lawsuit to get the compensation you deserve. It’s essential to be prepared for this possibility and have all your documentation and evidence ready to present in court.
Here are a few real-life examples of individuals who have dealt with Geico on an injury claim in Houston:
Example Car Accident
Sharron was involved in a car accident with a driver insured by Geico. She suffered injuries to her neck and back and incurred medical expenses of about $10,000. Geico tried to challenge her medical care and initially offered her $5,000 to settle the claim, but she felt this was insufficient to cover her damages. Sharron hired a top personal injury attorney who could negotiate with Geico and secure a settlement of $30,000.
Example 2: Uninsured Motorist Claim
A driver with no insurance hit Samantha. Samantha filed a claim with her insurer for her medical expenses, lost wages, and other damages resulting from an uninsured motorist incident. Geico initially offered Samantha $5,000 to settle her claim, but she felt this amount was insufficient to cover her damages. She hired a personal injury attorney who could negotiate with Geico and secure a settlement of $25,000.
If you are dealing with Geico on an injury claim in Houston and need help, here are some resources you can turn to:
Dealing with Geico on an injury claim in Houston can be challenging, but with the right tips and resources, you can get the compensation you deserve. Remember to report the accident as soon as possible, document everything thoroughly, and consider hiring one of the best auto accident attorneys near you to handle the claims process.
Contact Baumgartner Law Firm in Houston for a free consultation.
6711 Cypress Creek Pkwy, Houston, TX, 77069
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Since establishing Baumgartner Law Firm in 1985, Greg Baumgartner has built a reputation as one of Houston’s leading personal injury attorneys, dedicated to representing severely injured victims and families who have lost loved ones due to negligence.
Greg holds two law degrees, a distinction earned by less than 1% of all attorneys, demonstrating his exceptional legal expertise. He is also a prestigious Trial Lawyers College graduate, further enhancing his skills in trial advocacy and litigation.
His relentless commitment to legal excellence and client advocacy has earned him recognition from prestigious organizations, including Super Lawyers, the Top 100 Trial Lawyers, and many others.
With decades of experience, Greg has consistently received top peer reviews. He holds a preeminent rating, a testament to his unwavering dedication to securing justice and maximum compensation for his clients.
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