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Here’s The One Question You Need to Ask an Injury Adjuster

Injury Adjuster guidance showing the one question to ask after a car accident

How an Injury Adjuster Values Your Pain and Suffering

One question anyone who is contemplating handling their own car accident injury claim should ask the adverse adjuster is: “How are you going to calculate my pain and suffering?”

Frequently, folks call us several months after their car accident and are frustrated with their dealings with the adjuster. Typically, the adjuster indicated at some point that they were “accepting liability.” The people then expected fair treatment from the adjuster. That was a huge mistake. In deciding if you need a car accident lawyer for your accident, know that people with the best attorneys almost always net more money.

Computer Models Don’t Provide Much for Pain and Suffering

Many insurance companies now use a computer algorithm to determine damages. The computer model considers things such as “Do you have a lawyer?” and “Is the lawyer any good?” However, the computer model doesn’t include much, if anything, for pain and suffering, which makes it important to challenge the Injury Adjuster directly.

So, as early on as you can, when handling your injury claim, once the adjuster has indicated they are accepting the claim, ask specifically and demand an answer to the question:

Read More: What Questions Should I Ask my Car Accident Lawyer?

How Are You Going to Pay Me for My Pain and Suffering?

The adjuster will often try to give a vague or runaround answer that doesn’t truly address the question. For most people, especially those with serious injuries, this is a legitimate question that needs to be answered. If the Injury Adjuster cannot answer the question, you indicate that you need a qualified injury attorney.

If your car accident is minor, and the injuries you sustained resolve quickly and are not that serious, how you get paid for pain and suffering may not be a big deal.

For those with broken bones, disc problems, nerve damage, head injuries, or other serious ailments, how you are paid for pain and suffering is a significant question. I predict the adjuster will never answer it.

Why Adjusters Don’t Want You to Get a Lawyer?

There is a reason why the insurance company does not want you to hire an attorney! Once a lawsuit is filed, the clock starts running on attorneys’ fees, and a jury can decide what is fair. 

If you decide to hire a car accident lawyer in Houston, get one early rather than after your low-ball offer. And always look for the best local lawyer near you.

Read More: How to Negotiate a Settlement with an Insurance Claims Adjuster

Contact a Houston Personal Injury Attorney at Baumgartner Law Firm for a FREE Consultation

Contact the Houston personal injury law firm of Baumgartner Law Firm at (281) 587-1111.

 
6711 Cypress Creek Pkwy 
Houston, TX, 77069

Greg Baumgartner, Founder of Baumgartner Law Firm

Since establishing Baumgartner Law Firm in 1985, Greg Baumgartner has built a reputation as one of Houston’s leading personal injury attorneys, dedicated to representing severely injured victims and families who have lost loved ones due to negligence.

Greg holds two law degrees, a distinction earned by less than 1% of all attorneys, demonstrating his exceptional legal expertise. He is also a prestigious Trial Lawyers College graduate, further enhancing his skills in trial advocacy and litigation.

His relentless commitment to legal excellence and client advocacy has earned him recognition from prestigious organizations, including Super Lawyers, the Top 100 Trial Lawyers, and many others.

With decades of experience, Greg has consistently received top peer reviews. He holds a preeminent rating, a testament to his unwavering dedication to securing justice and maximum compensation for his clients.

Baumgartner Law Firm6711 Cypress Creek Pkwy, Houston, TX, 77069

Call Us at: (281) 587-1111

testimonials

Client Reviews

Mayra T
Houston Personal Injury Victim
Mr. Greg is a great personal injury lawyer. Looking for the best help? Call Baumgartner Law Firm!
Brian Wilson
Houston Personal Injury Victim
I highly recommend this law office. Greg Baumgartner is knowledgeable, dependable, honest and truly has the client’s best interests at heart.
Callie M
Houston Personal Injury Victim
Greg, a personal Injury Lawyer at Baumgartner Law Firm represented me in my personal injury case. I am very happy with the case result. Baumgartner is a GREAT law firm with GREAT people. They get RESULTS.
Cindy S
Houston Personal Injury Victim
My experience with Baumgartner law firm was excellent. They took the time to hear my concerns and kept me informed throughout the process. They fought for the best resolution for my case. Working with Greg and Lissa gave me peace of mind in a scary and stressful situation. I highly recommend their services.

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