Key Points Uber is generally not directly liable as an employer because its drivers are classified as independent contractors under Texas law, which shields the company from automatic vicarious liability. Even without direct liability, Uber’s commercial insurance policy provides up to $1,000,000 in liability coverage during active trips, which can compensate seriously injured victims. Uber’s […]

Understanding the Stowers Doctrine Under Texas Law In Texas, the Stowers Doctrine is used to ensure that liability insurers act appropriately to protect their insureds when a claim is made that could be settled within the policy limits. The Stowers Doctrine concerns an insurance company’s unreasonable refusal to settle a case, thereby putting its insured […]