Top 10 Tips After Being Injured in A Car Wreck
Written by Greg on November 5, 2015
Car accidents can be extremely stressful and many folks don’t know how to proceed appropriately after being injured. The Houston personal injury attorneys at the Baumgartner Law Firm created this top 10 tips list in an effort to provide helpful information to those injured in a car wreck. Read over the tips listed below and feel free to fill out an online consultation form or call us for a free consultation with any further questions- (281) 587-1111.
TOP TIPS AFTER AN INJURY AUTO ACCIDENT
- Seek appropriate medical care for anyone who was injured in the accident. Obtaining proper medical treatment is not only important for your well-being, it is important to your personal injury claim. Many people avoid medical treatment for reasons such as cost, hoping the injury will just go away, or inconvenience only to later on need to be treated. Toughing it out is not a good option for your health or your case. Follow your doctor’s orders to help ensure a recovery that is as quick as possible
- Get The Other Drivers Information. Obtain the name, address and phone number of the driver who caused the accident and record or take a picture of their insurance information. If you are taken by ambulance and cannot obtain the information, contact the officer investigating the crash who will most likely have that information for you.
- Always call the police. A police report can be very helpful in documenting what happened in the crash and waiting for the police is always a good option. While portions of the crash report may or may not come into evidence in a personal injury trial, factual observations of the officer should be admissible.
- Obtain witness information. If there are any others who witnessed the crash and how it occurred, they can be invaluable in helping to cement liability for causing the crash. Jurors tend to believe independent witnesses who have no dog in the fight. Getting a phone number and name of witnesses is always a good option. Many people rely upon the officers to obtain that information and somehow it ends up slipping through the cracks
- Take Photos of the Scene. Taking photographs of the point of impact, resting place of vehicles, license plates of the other vehicle and damage done to the cars can be extremely helpful in presenting a personal injury claim. It is a mistake to assume that a driver who admits fault at the scene will continue to do so after they speak with their insurance company. Documenting the scene with photographs can help prove your case
- Be careful with your words. Be candid and forthright with the investigating officer and be careful what you say particularly with anything that may not be construed as admitting fault. Be aware that the officer often records what the drivers have to say and may or may not necessarily find a cause of the crash. Choose your words carefully.
- Avoid giving statements to the adverse adjuster. Insurance adjusters are trained in the art of taking statements and asking questions that are designed to help the company dispute and deny personal injury claims. Be especially careful of questions regarding the extent of your injury, particularly early on before more sophisticated tests may be ordered. Likewise, insurance adjusters tend to design questions that insinuate you had time or an opportunity to avoid the accident, when that is a further sting from the truth. Consider a consultation with the best personal injury attorney can find before you deal with any adjusters.
- Review your own auto insurance policy. Looking at your auto insurance policy is an important step in determining what specific coverage you have that may help you with this accident. There are coverages such as personal injury protection, which pays for out-of-pocket medical expenses and some lost wages, rental car coverage and other coverages that may help you maximize your financial reimbursement after the wreck.
- Do not rush to settlement. Often, particularly after a serious impact, the adverse insurance company will tender and offer before your medical treatment is finished. In effect, the insurance company is attempting to shift the risk of a more serious injury off of them on on to you. Do not consider early settlement when you are still being treated and do not know the full extent of your injuries. If you have questions, contact a reputable accident attorney.
- The more serious your injury, the more likely you will need an attorney. Before you hire an attorney to help you with that car accident claim, do your homework and investigate the attorney. A little time spent up front can save you a lot of frustration later on should you hire an inexperienced attorney or one that has a huge volume of cases and cannot give you the personal service you deserve.
If you have questions regarding a car crash in Houston, call the Baumgartner Law Firm for a free, no obligation initial consultation. 281.587.1111
Our law firm has been helping personal injury victims for over three decades and we have a track record that speaks for itself. Call us for a consultation and we will do our best to answer your questions and help you in any way we can.
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