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Here’s The One Question You Need to Ask an Injury Adjuster.

the one question you need to ask an injury adjuster

How are You Valuing My Pain and Suffering?

One question anyone who is contemplating handling their own car accident injury claim should ask the adverse adjuster is: “How are you going to calculate my pain and suffering?”

Frequently, folks call us several months after their car accident and are frustrated with their dealings with the adjuster. Typically, the adjuster indicated at some point that they were “accepting liability.” The people then expected fair treatment from the adjuster. That was a huge mistake. In deciding if you need a car accident lawyer for your accident, know that people with the best attorneys almost always net more money.

Computer Models Don’t Provide Much for Pain and Suffering

Many insurance companies now use a computer algorithm to determine damages. The computer model they use takes into consideration things such as “Do you have a lawyer?” and “Is the lawyer any good?” However, the computer model doesn’t include much, if anything, for pain and suffering.

So, as early on as you can when handling your injury claim, once the adjuster has indicated they are accepting the claim, ask specifically and demand an answer to the question:

Read More: What Questions Should I Ask my Car Accident Lawyer?

How Are You Going to Pay Me for My Pain and Suffering?

The adjuster will not want to answer that question. They probably will give you a runaround answer that does not truly address the question. For most people, especially those with serious injuries, this is a legitimate question that needs to be answered. If the adjuster cannot answer the question, it is your indication that you need a qualified injury attorney.

If your car accident is minor, and the injuries you sustained resolve quickly and are not that serious, how you get paid for pain and suffering may not be a big deal.

For those with broken bones, disc problems, nerve damage, head injuries, or other serious ailments, how you are paid for pain and suffering is a significant question. I predict the adjuster will not ever answer it.

Why Adjusters Don’t Want You to Get a Lawyer?

There is a reason why the insurance company does not want you to hire an attorney! Once a lawsuit is filed, the clock starts running on attorneys’ fees, and a jury can decide what is fair. 

If you decide to hire a car accident lawyer in Houston, get one early rather than after your low-ball offer. And always look for the best local lawyer near you.

Read More: How to Negotiate a Settlement with an Insurance Claims Adjuster

Contact a Houston Personal Injury Attorney at Baumgartner Law Firm for a FREE Consultation

Contact the Houston personal injury law firm of Baumgartner Law Firm at (281) 587-1111.
Baumgartner Law Firm
 
6711 Cypress Creek Pkwy 
Houston, TX, 77069

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Greg Baumgartner, Founder of Baumgartner Law Firm

Since founding the Baumgartner Law Firm in 1985, Greg Baumgartner has established himself as a leading personal injury attorney in Houston, Texas, with a focus on representing severely injured accident victims and families who have suffered the loss of a loved one. His commitment to excellence in legal advocacy has earned him recognition from prestigious organizations, including Super Lawyers and the Top 100 Trial Lawyers and others. With decades of experience, Greg is consistently peer-reviewed and holds a preeminent rating, reflecting his dedication to achieving justice for his clients.


6711 Cypress Creek Pkwy, Houston, TX, 77069 Call: (281) 587-1111

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