One question anyone who is contemplating handling their own car accident injury claim should ask the adverse adjuster is: “How are you going to calculate my pain and suffering?”
Frequently, folks call us several months after their car accident and are frustrated with their dealings with the adjuster. Typically, the adjuster indicated at some point that they were “accepting liability.” The people then expected fair treatment from the adjuster. That was a huge mistake. In deciding if you need a car accident lawyer for your accident, know that people with the best attorneys almost always net more money.
Many insurance companies now use a computer algorithm to determine damages. The computer model they use takes into consideration things such as “Do you have a lawyer?” and “Is the lawyer any good?” However, the computer model doesn’t include much, if anything, for pain and suffering.
So, as early on as you can when handling your injury claim, once the adjuster has indicated they are accepting the claim, ask specifically and demand an answer to the question:
The adjuster will not want to answer that question. They probably will give you a runaround answer that does not truly address the question. For most people, especially those with serious injuries, this is a legitimate question that needs to be answered. If the adjuster cannot answer the question, it is your indication that you need a qualified injury attorney.
If your car accident is minor, and the injuries you sustained resolve quickly and are not that serious, how you get paid for pain and suffering may not be a big deal.
For those with broken bones, disc problems, nerve damage, head injuries, or other serious ailments, how you are paid for pain and suffering is a significant question. I predict the adjuster will not ever answer it.
There is a reason why the insurance company does not want you to hire an attorney! Once a lawsuit is filed, the clock starts running on attorneys’ fees, and a jury can decide what is fair.
If you decide to hire a car accident lawyer in Houston, get one early rather than after your low-ball offer. And always look for the best local lawyer near you.
Contact the Houston personal injury law firm of Baumgartner Law Firm at (281) 587-1111.
Baumgartner Law Firm
6711 Cypress Creek Pkwy
Houston, TX, 77069
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